Does financial freedom seem like an unreachable goal for you? For some, the only goal in sight is getting that next paycheck so you can pay the bills before services get disconnected. Even if your current situation seems dire, there are things you can do to achieve financial success. Options that can improve your financial […]
College is expensive! Sixty percent of those who graduate from college with a bachelor’s degree also graduate with around $26,000 worth of student loans. For those who go on to pursue a postgraduate degree, the debt can be significantly higher. Luckily, there are some ways to reduce, and in some cases eliminate, this debt. Loan […]
Do you feel like your credit card debt is insurmountable? The good news is that, no matter how high the mountain appears, you can climb it and pull yourself out of the metaphorical hole you may find yourself in. Here are some ways to tackle that debt and bring it down to size: 1. Only […]
Budgeting money is rarely easy, but it’s especially difficult when you don’t have enough of it to even pay all of your bills. You might be between jobs or simply have a job that doesn’t pay well enough to address all of your expenses. Either way, it’s important to change how you spend your money […]
Household debt in the United States totals over $2-trillion; even more shocking, that total doesn’t include the money we owe on our homes. Consumer debt has become a way of life in our country. How can you get a handle on your household debts? For many, the answer is debt consolidation. Is debt consolidation a […]
Credit counseling services receive a lot of mixed reviews. There are many reputable services, but there are also credit-counseling companies with horrible reputations. Credit counseling is now required before filing for bankruptcy. If you’d like help with your debt, be aware of the advantages and disadvantages of using a credit counseling company. Positive Features of […]
Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors. The study also […]
It’s possible to raise your credit score with some simple changes. Credit scores affect insurance rates, loan interest rates, and other important financial products. A higher score can lead to a brighter financial future. Consider using these ideas to raise your credit score: 1. Piggyback on good credit histories. You can use a family member’s […]
With all the commercials on television and the Internet, everyone seems to know how to get their credit report. But what about your credit score? It’s great to see the information on the report, but what most of us want to know is the actual credit score that banks and other institutions use to determine […]
It’s reassuring to know that the large sum of money you’re putting towards your home each month is going towards an investment. And, if you’re a renter, your money is certainly going towards an investment – your landlord’s investment, that is! If you’re tired of paying someone else’s mortgage, it’s time to look into purchasing […]