If you’ve heard the saying, “a penny saved is a penny earned,” you know it’s true. The good news is that saving your pennies isn’t as difficult as you might think.
Check out these ways to pinch pennies and save money:
1. Buy used furniture. You may not want to buy someone’s old mattress, but there are some furniture items that are just fine to purchase secondhand. A lot of times you can get a good piece of used furniture, and the quality is better than some of the brand-new pieces you can find in furniture stores today.
- For example, it would be fine to buy any type of wooden furniture, such as china cabinets, hutches, and dining room sets.
- You can pick up used furniture at garage sales or estate sales and probably get it for pennies on the dollar.
2. Cancel your landline phone service. Most of us have cell phones these days, and we rarely leave home without them. If your cell phone is by your side at all times, there’s very little reason to pay for both a cell phone and a landline.
3. Group your errands together. You can save a lot of time and gas money with a little bit of planning. There’s no need to drive back and forth crisscrossing town. A few minutes spent planning your errands ensures that you get them done in the most efficient way.
4. Shop the outer perimeter of the grocery store. The shelves around the outer perimeter of the grocery store are the ones that have all of the fruits, vegetables, meat, and dairy. The inside aisles of the grocery stores have all of the cookies, chips, and processed foods.
- Processed foods are not only less healthy than the items found around the outer perimeter, but they’re also much more expensive.
5. Use coupons when you go to the grocery store. Although this sounds like an obvious tip, coupons are an easy way to save money. It’s even more helpful to look for items that are on sale, and then you can combine a coupon with the sale price for maximum savings.
- If you live in an area where they double or even triple coupons, you can end up getting items for very cheap, or even for free.
6. Shop with a purpose. If you make a shopping list and stick to it, you’ll purchase only what you need. This helps you avoid impulse buying.
- This advice works not only at the grocery store, but for any shopping trip.
7. Stop paying for TV service. Cable and satellite television is expensive, especially when many TV shows are available to you for free on the internet. Try visiting the website of the networks that produce your favorite shows and view them there.
- One alternative is to sign up for Netflix. You can access many of your favorite TV shows, as well as a ton of movies.
- You can even borrow DVDs from the library for free. Many of your favorite movies and TV shows will be available there, too.
8. Bring your lunch to work. The average person spends over $2000 per year eating out at restaurants. Packing your own lunch is also a lot healthier than eating fast food.
- You don’t have to give up going out to dinner if you want to have a romantic evening with your significant other. However, if you bring your lunch to work, you can save a lot of money compared to the cost of eating out five days per week.
Following these tips will help save you some money without causing too much pain. No one expects you to go to extremes when it comes to pinching pennies, but a few easy lifestyle changes can result in thousands of dollars in savings.