Save Money

5 Creative ways to easily save $5,000 this month

👩 By Her Finance 🗓️ March 31, 2021

If you feel like you yet to save enough…

or think that you don’t even make enough money…

you’ll be surprised where unclaimed money is just waiting for you.

whether if your goal is to save to pay off your debt, to buy a home or to increase your net worth – every dollar counts!

 With just few smart moves you can quickly find that saving more money each month – doesn’t have to be hard.

Take the first step today – and you’ll start adding these dollars and make giant financial leaps.

So…
Let’s take a look!

1. Create a simple money plan with this free printable

Potential savings: $2500

The first step to start saving more money every month is to create a monthly budget.

By creating a budget you can get a clear picture of how much you can afford to spend and where your money is going.

When you start with writing your budget by hand first – you can quickly find areas where you overspend.

This can translate to saving up to 7% of your income.

ouch…

Don’t worry – we got you covered.

Get started with your first money plan  – in just a few minutes…

Download the free printable here

2. See if You Can Get Free Money From This Company

Potential savings: $1,800

Here’s the deal:  If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash right now?

Yep. A debit card called Aspiration gives you up to a 10% back every time you swipe.

Need to buy groceries? Extra cash.

Need to fill up the tank? Bam. Even more extra cash.

You were going to buy these things anyway — why not get this extra money in the process?

Let’s say you use this card to spend $1,500 a month on groceries, gasoline and other essentials — that could mean putting up to an extra $1,800 in your pocket this year!

Enter your email address here, and link your bank account to see how much extra cash you can get with your free Aspiration account.

Sign up to get Aspiration Card

3. Budget better and trim up to $720 from your bills

Potential savings: $720

Truebill gives you more control over your budget, helps you cancel subscriptions you no longer need, and even lowers your bills for you. 

If you feel overwhelmed by the idea of calling up your subscription services, cable company, or cell phone carrier in an effort to save money, you can just have an app like Truebill do it for you.

the company has helped users save more than $14 million by finding and canceling unwanted subscriptions, reducing monthly bills, and securing refunds on their behalf.

But the app is about more than just those immediate savings; it also helps you recognize and change your own spending habits so you can have better control over your money.

Download Truebill now

4.Ask This Website To Help Pay Your Credit Card Bill This Month 

Potential savings: $3,710 

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high-interest rates. But a website called Even Financial wants to help.

If you owe your credit card companies $50,000 or less, Even Financial will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (Even rates start at 2.49%% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

Even won’t make you stand in line or call your bank, either. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could help you pay off your debt years faster.

5. Search for your unclaimed money

Potential savings: $840

There’s more than $40 billion sitting with state governments.

Is any of it yours? Credit Karma can help you find this money

How does it work?
When a business owes you money but can’t send it to you, they may turn it over to the state. Each state holds onto that money and keeps a detailed list of who it belongs to.

If some of it’s yours, you can file a claim to get it back into your pocket.

If you go to Credit Karma Unclaimed Money, help you get started finding your money.

Bonus: Invest Your Spare Change (and Get $5)

Potential savings: $1,000 

If you’re like most of us and wish your money would just take care of itself, consider starting an investment account through Acorns.

You can start small and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents get dropped into your Acorns account.

Then, the app does the whole investing thing for you.

The idea is you won’t miss the digital pocket change, and the automatic savings stack up faster than you’d think. With an average income – you might be able to save around $420 a year!

At that rate, you could set aside $1,000 in about two and a half years — without trying.

The app is $1 a month for balances under $5,000, and you’ll get a $5 bonus when you sign up.

Recapping these 6 smart money-making moves:

1. Create your first zero-based budget. Click here to get our free budgeting worksheet.

2. Aspiration debit card gives you free money – up to 10% cashback.

3. Use Truebill to help you manage your subscriptions and lower your bills.

4. Even Financial helps you find a low interest loans to pay off your debt.

5. Find your unclaimed money with a free service from Credit Karma.

6.  Invest your small change and grow with Acorns.